De facto segregation existed in most American cities during the dark days of Jim Crow, with the effects felt today.
It is a separation of people based on housing patterns or restrictions, customs, choice, or institutional racism rather than law. (1) It was upheld by those in power with harsh penalties for anyone who dared defy the system. It is also deeply rooted in geography or discrimination on a geographical basis.
Redlining played a major role in De facto segregation, denying African Americans the right to buy a home wherever they chose. It confined blacks to a particular area as banks refused to give them mortgages and shaded in red predominantly black communities on city maps, indicating they would be turned down by a traditional lending institution. It also prevented Black homeowners from getting home improvement loans, and the value of their property was often deflated when they tried to sell or move up the social ladder. It was common practice in the North as a covert form of discrimination with federal backing, and caused black Americans to lose out on decades of generational wealth,which comes with home ownership.
In the South, whites relied on overt measures, in addition to redlining, to keep blacks out of their communities, such as lynching, physical assaults, intimidation, and death. It was a sad and often regular occurrence until Congress passed the Fair Housing Act of 1968, which banned discrimination in the housing market, including who a tenant may choose to rent to. However, the damage had been done.
In many instances, redlining resulted in ghettos or poor inner-city neighborhoods. The value of homes often plummeted as homeowners found it difficult to borrow money for upkeep, sometimes falling prey to shady loan deals or rent-to-own schemes. Also, African Americans who were lucky relocated to the suburbs, leaving behind the less fortunate. As a result, black students attended segregated schools or were bused to areas less welcoming. In later years, food deserts emerged as once-proud bodegas and corner markets closed their doors, and chain stores and strip malls shied away from the areas. It was common practice across the country in so-called blighted communities.
Lastly, de facto segregation, strengthened by redlining, impacted rural areas particularly hard. In the 1970s, an African American businessman and future mayor of a predominantly black community in Southwest Georgia voiced his concerns on the local radio station about how black neighborhoods were less developed than the white ones. Many lacked tree-lined streets, paved roads, sidewalks, parks, or streetlights for safety. And to add insult to injury, scores older homes were constructed without indoor plumbing with residents relying on outhouses or outdoor toilets.
As a result, a law was passed that mandated homes within the city limits be equipped with an indoor toilet, sink, and bathtub. Landlords often attached small rooms on the back of older homes as a solution that could be entered from inside or the back porch. The dirt roads disappeared during the Funk and Disco era, but the sidewalks never materialized.
Sources:
1. Google